Resources

Reducing LMCIT Premium Costs

Explore ways in which League of Minnesota Cities Insurance Trust (LMCIT) members can reduce premium costs.

Published May 4, 2021.

City Participation in the National Flood Insurance Program

Learn how the National Flood Insurance Program (NFIP) protects cities from some flood damage.

Published Mar 24, 2021.

Liability Claim Decisions

Learn how and why the Trust determines whether to cover or deny a liability claim submitted by a member.

Published Jan 7, 2021.

Handbook for Minnesota Cities Chapter 17: Liability

Handbook Chapter

Understand city exposure to lawsuits and the state statutes and judicial decisions that limit liability.

Published Nov 18, 2020.

LMCIT Property, Crime, Bond and Petrofund Coverage Guide

Informational Memo

Learn about property, crime, and petrofund coverage offered by the League of Minnesota Cities Insurance Trust.

Published Nov 15, 2020.

LMCIT Liability Coverage Guide

Informational Memo

Learn about liability (casualty) coverage offered by the League of Minnesota Cities Insurance Trust including its unique coverage offerings.

Published Nov 15, 2020.

LMCIT Auto Coverage Guide

Informational Memo

Understand auto liability, auto physical damage, no-fault, and uninsured / underinsured coverage offered by the League's Insurance Trust.

Published Nov 15, 2020.

Extraordinary Expense Coverage

Learn about the League Insurance Trust’s coverage designed to assist a Trust member that’s been unavoidably hit by unexpected expenses.

Published Nov 15, 2020.

Handbook for Minnesota Cities Chapter 25: Financial Reports, Accounting and Auditing

Handbook Chapter

Has basic information on routine financial tasks cities must perform like use of funds in accounting and internal control procedures.

Published Oct 30, 2020.

The Trust’s Property Appraisal Program

This Insurance Trust program is a service provided to all members to ensure property premiums and coverage limits are accurate.

Published Oct 27, 2020.