Coverages

LMCIT's unique coverages for property, liability, auto, and workers’ compensation provides Minnesota cities with the protection they need. LMCIT continually develops new coverages to address ever-changing needs and instead of coverage exclusion, LMCIT emphasizes coverage inclusion.

Get information about coverage changes and premium rates for the coming year, and this year's dividend:

Read more about specific LMCIT coverage programs: