Land Use

Members of the League of Minnesota Cities Insurance Trust (LMCIT) spend about $2.5 million per year on land use claims, representing about 22 percent of all liability costs. The average cost of a land use claim is $35,000, more than 85 percent of which is spent to cover defense costs. In other words, these claims generally are not about paying damages to someone but rather about paying for legal defense of the city.

Because land use costs to Minnesota cities are significant, and because the only way to avoid many land use claims is by making informed, thoughtful and appropriate land use decisions, LMCIT offers a unique loss control program to address these risks.

Land Use Team Provides Consultation, Training, Information

A team of LMCIT land use attorneys works with members to provide customized information and training, and acts as a resource to elected and appointed city officials and to city attorneys. Land use loss control staff addresses topics including the different roles elected officials must play in making land use decisions, and specific legal requirements related to things like planning, zoning, development, redevelopment, franchising, and more.
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Land Use Litigation Coverage

Litigation relating to a city's land use regulation decisions, development and redevelopment activities, franchising, or city enterprise operations can be very expensive. LMCIT has developed a specialized approach to cover this type of litigation.
Read about Land Use Litigation Coverage