Elected Officials

LMCIT workers’ compensation coverage: Automatic coverage for elected officials

The League of Minnesota Cities Insurance Trust (LMCIT) will make workers’ compensation coverage for elected and appointed officials the default coverage option for members of the workers’ compensation program. That is, elected and appointed officials of covered entities will be covered parties for workers’ compensation, unless the member specifically elects otherwise. This will go into effect for members with coverage renewing on or after Jan. 1, 2016.

Examples of covered elected officials
LMCIT has historically excluded coverage for elected and appointed officials unless member cities specifically adopted an ordinance or resolution extending coverage to them. Workers’ compensation benefits will now be provided for municipal officers that are elected or appointed for a regular term of office. Individuals include:

  • Mayors
  • Councilmembers
  • Elected clerks
  • Elected treasurers

Appointed members of other administrative boards, including boards or committees that exercise some level of independent decision-making authority, are also covered. Examples include:

  • Planning commissions
  • Utilities commissions
  • Park boards
  • Hospital or nursing home boards

Members do have the option to decline workers’ compensation coverage for elected and appointed officials at renewal, for a cost savings of roughly $73.